ABOUT HOMEFIT
A home can be lender-approved and still be wrong for your life.
HomeFit was built to show the difference between qualifying for a payment and living comfortably with the full cost of ownership.
What makes it different
The calculator includes taxes, insurance, HOA, mortgage insurance, maintenance, utilities, cash to close, emergency reserves, existing debts, and the investment opportunity cost of buying instead of renting.
What it does not do
It does not predict mortgage approval, home prices, tax outcomes, or investment returns. Its purpose is to make assumptions explicit so users can ask better questions before speaking with lenders and other professionals.